Posted: Thu Aug 08, 2013 8:46 am
Does anyone know if an entry on the credit report has a nil balance and the settlement date is within 6 years will it still have an adverse effect? There are no defaults showing, just a nil balance. On a seperate note I am having issues with Experian not removing my IVA from my report, I have sent them my CC but they are dragging their feet updating my details. The other 2 CRAs have. My 6 years was up in June this year so it is really frustrating.