www.iva.co.uk

Hi everyone,

I made my last iva payment in May 2013, we are unfortunately
In negative equity on the mortgage so no funds to release there.
My question is.. Is that it? I haven't heard anything since we made
The final payment and it feels strange, like I should be doing something else. Do I just wait now for a final report to come through?

Thanks

Have you contacted your IVA company to make sure that your payment in May was your final payment. What company are you with

Hi, yes I spoke with my IP firm who told me I could cancel the standing order after the May payment.
I'm with Melanie's firm. It just feels like I should be doing something else. I think I'm just worried and don't quite believe it's over at the moment!

PPI issue aside. It can take a little while to ensure the final distribution is made, four or five months is normal to wrap things up. But to be honest until year six has a clicked by, completion certificate or not your IVA stays with you.

Some fuss is made about do this that to your credit report, but in reality just before years six passes, get your credit reports and see if anything needs to be done. Sometimes they put your IVA from public record section into the NOC section, you'll see what I mean and just asked for it to be removed.

Enjoy the extra cash!

I'm sure Melanie has this all in hand as I was with Melanie and hopefully you'll receive your certificate of due completion in due course.

If you are who I think you are, then I think I sent your closure paperwork out last night. Is your forum name a part of your actual surname?

Yes Melanie it is! Oh my word you have no idea how excited I am right now. I actually feel very lucky to have been with your firm after reading some of the posts on here.
Thank you so much for everything!

Wow now that what I call quick work ! Its a shame that not companys are as on the ball as Mels.

Whoop Whoop !!!!

Excellent news ... It is great to see another happy forum member !

That certainly is good news x

Thanks everyone. And thank you sponge, some brill advice there. Just celebrated with my little family, we had a BBQ and home made tiramisu! Yum

sounds nice

It has been my absolute pleasure to act for you for the last five years, and thank you for choosing my firm to represent you. Best of luck to you both for the future.

Excellent news ... It is great to see another happy forum member !