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Posted: Tue Jul 30, 2013 5:30 pm
by BECKY
My iva completion certificate was due last wk(GT) , my iva started sep 2006 and completed in july 2012 does anyone know how much longer it will be on my credit file after I update with the credit reference agencies.
Posted: Tue Jul 30, 2013 5:33 pm
by Tina Shortland
Hi Becky - once you have your completion certificate you should be able to get it removed almost instantly when you contact them as you have gone past your 6 year time frame. Are you still showing on the Insovency Register?
Posted: Tue Jul 30, 2013 5:36 pm
by BECKY
Im still showing on the insolvency register
Posted: Tue Jul 30, 2013 5:38 pm
by Tina Shortland
As soon as you get your CC this should be removed - check that your IP will see to this.
Posted: Tue Jul 30, 2013 5:42 pm
by Foggy
Hi Becky. When you say your completion certificate was due last week ..... what do you mean ? Have you been told by GT that it would be issued then, or are you taking 6 years from your start date ?
If the latter, that time span refers to your credit reference files, not the issue of the certificate. Has PPI been discussed with you ?
Posted: Tue Jul 30, 2013 5:46 pm
by BECKY
GT told me it would be issued at the end of last week. Still no sign though so Ive emailed them again.
Posted: Tue Jul 30, 2013 6:02 pm
by Foggy
Fingers crossed, Becky
Posted: Tue Jul 30, 2013 6:12 pm
by markiboy
Hi My CC came in Feb it took about 3-4 weeks for it to come off the Insolvency register. I am still cleaning up my credit files it's not easy and as said all Defaults IVA still stay on there until 6 years is up. I don't trust the Credit ref agencies one bit. As soon as I clean one bit up another surfaces. Good luck