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Posted: Tue Jul 30, 2013 2:55 pm
by harrysmummy78
I have just replied to someone's post and realised I am already half way through my first year in the IVA I can not believe how fast that has gone and how my whole mind set has changed for the better - I have already had quite a few hurdles to over come boiler breaking ect but I am learning to take everything in my stride and deal with things as and when they happen not dreading every minute of my life like I was 6 months ago. Just wanted to share with those just starting the process as I know at the time everything is so overwhelming and everything seems negative. But I am looking forward to my life now - I also got a lovely bonus from work this month I have to hand over £195.00 of it but actually feel great that I am contributing a higher payment to my IVA this month and the rest I will use to treat my son. Happy days
xx
Posted: Tue Jul 30, 2013 3:36 pm
by clairemichelle
Great post harry. Good luck for the rrmainder of your journey.
Cm x
Posted: Tue Jul 30, 2013 5:05 pm
by Shining
Very positive post and encouraging to others. x
Posted: Tue Jul 30, 2013 5:12 pm
by Tina Shortland
Great post Harrysmummy78 and well done for getting this far - my how time flies! You'll be reflecting on your first whole year before you know it!
Posted: Tue Jul 30, 2013 6:17 pm
by MelanieGiles
Lovely positive post - and you are a tenth of the way through the IVA. If you work in six monthly cycles it will soon begin to count down.
Posted: Tue Aug 20, 2013 8:36 pm
by Dumbeh
Lovely to see a positive post on here. And Melanie, a lovely way to consider the IVA, put like that we are six tenths of the way through our IVA = thanks! I need all the positive vibes I can get
Posted: Wed Aug 21, 2013 1:16 am
by luluj
Well done .... We always looked at it in % terms ...so you are 10% there already .... Get the first review done at 12 months ...20%! Stay focused x