www.iva.co.uk

Asking for a friend who doesn't use the internet forum here!

He had just recently completed IVA and is waiting on CC coming through - he needs to borrow money to pay for his daughters wedding within the next few months. He has around £3000 saved in the credit union and they will potentially offer him twice this provding it meets all their criteria however does anyone know do they check the insolvency register online?

Thanks

P.S. Its part of the Ulster Credit Union in Northern Ireland.

Not sure if they would check the register but even so he can obtain credit with the IPs permission which should be granted under the circumstances.

I would assume that any responsible lender would check not only the Insolvency Register, but also the credit referencing agencies as well. In my experience, credit unions are generally fairly cautious lenders - and may not see paying for a family wedding so soon after completing a formal insolvency process, as good reasons to borrow.