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Posted: Tue Jul 23, 2013 11:28 am
by Nimmer
Hey

I'm trying to clear things up in my mind.

I was accepted for my IVA 30 July 2009.
I paid off my IVA early and was accepted on 30th November 2011.

When should i be able to get credit again or be able to start cleaning my credit file up?

Posted: Tue Jul 23, 2013 11:44 am
by joniva
It takes 6 years from when your IVA was accepted for your credit file to improve

Posted: Tue Jul 23, 2013 11:50 am
by Nimmer
great so 20 July 2015. Thanks for your help.

Posted: Thu Jul 25, 2013 1:48 am
by cooltony
You can try and apply for a vanquis card. They might reject you but if you have cleared your iva there might be a chance you can get a card and start to improve it now. Also heck your credit files....noddle is free Nd the other offer cash back from topcashback