www.iva.co.uk

Does anyone know how long it takes for the credit reports to update and things drop off after the 6 years? Do they drop off automatically or do I have to write to the reference agencys?

Hi Louise. Have a look here:

http://www.beatmydebt.com/iva/improving ... er-iva.htm

Thanks for that, lets hope they update it quite quickly, it is still showing there at the moment but it is only a few days over....

Around 6 years for defaults. Equifax are the slowest. Call Credit were mostly ahead of time, Experian 6 years and a day.

For the IVA it's around the same assuming the IVA is marked as completed.