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Posted: Mon May 13, 2013 1:19 pm
by Rylee2011
Is it normal for ur credit file to not show ur IVA? I have checked with equifax and Experian. It was a joint IVA with my wife and neither of our files show it. It only shows the defaults.
Posted: Mon May 13, 2013 1:24 pm
by ClareSilver
Are you on the insolvency register? How long has your IVA been running?
Posted: Mon May 13, 2013 2:24 pm
by Rylee2011
Yes we are registered on the insolvency register. IVA has just been settled early as of this last month and was running for 1 year. I have been regularly checking our credit ratings and it's never been on them.
Posted: Mon May 13, 2013 2:38 pm
by Foggy
Have you looked in the other sections? It isn't included in the main default section.
Posted: Mon May 13, 2013 2:56 pm
by Rylee2011
Yes I checked the correct sections but no sign. Think I'll let sleeping dogs lie as its not my responsibility to keep it updated
Posted: Tue May 14, 2013 1:12 pm
by Tab
I would check with Experian as well, they have mine showing as still active although it was completed last July
Posted: Tue May 14, 2013 1:32 pm
by Kelly.23
Hi, I had a joint one with my husband and it only appeared on my credit file, it was never on any of his
Posted: Tue May 14, 2013 1:50 pm
by Tina Shortland
Hi Richard - it may be worth checking with your IP as it should be on your credit file. You want to ensure that at the end of the 6 year point it would be off your file, so if it is to appear make sure it has the right start date on and not starting from now otherwise you could be a year behind!