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Posted: Wed May 01, 2013 9:03 am
by fingers
Finally the last payment has left my account!
Id like to thank Melanie and her team, look forward to receiving the completion certificate in due course.
Thanks
Posted: Wed May 01, 2013 9:36 am
by Shining
Fabulous, great feeling isn't it. Enjoy your debt free future. x
Posted: Wed May 01, 2013 9:37 am
by fingers
At the moment it's not sunk in but im sure it will once I get the completion certificate!
Posted: Wed May 01, 2013 9:40 am
by Shining
I made my last payment with Melanie in January and received my cert in April. I know it's all different so hard to say when but I know for sure she'll not hold up closure any longer than necessary. x
Posted: Wed May 01, 2013 10:44 am
by Kelly O
Thats great news and just in time to relax and enjoy the bank holiday weekend
All the best for the future
Posted: Wed May 01, 2013 2:34 pm
by plasticdaft
Fantastic news.
Paul
Posted: Wed May 01, 2013 3:59 pm
by luluj
Great news..lovely feeling and even better when certificate arrives ...enjoy your new debt free life x
Posted: Wed May 01, 2013 9:23 pm
by Struzzo39
Woo-hoo well done you. ! Can't wait for our day to come
Posted: Wed May 01, 2013 10:34 pm
by Fletch2204
congratulations fingers
Posted: Thu May 02, 2013 10:26 pm
by wiggle1
Congratulations. Have a great bank holiday!
Posted: Fri May 03, 2013 5:41 pm
by seagulls
Great News !
Posted: Tue Aug 13, 2013 1:15 pm
by fingers
Really depressed has been 3 months since last payment and 2 months since iva court date this Thursday and still not got a completion certificate from mel's team

.
Posted: Tue Aug 13, 2013 1:17 pm
by Shining
I'm sure it won't be long, why not drop them an email they're a friendly bunch who won't mind telling you where your completion is at.
I was 3 months after final payment with no PPI claim or equity to sort so hang in there
Posted: Wed Aug 14, 2013 12:57 am
by MelanieGiles
I am not sure why you are depressed fingers - we have two months to issue the report and I have actually finalised it on time this evening. I really do try my best for my own clients, and it is really disheartening when my efforts lie unappreciated, and worse still because I post publicly on this forum, that my clients then use this medium to post adverse comment.
When I see all of the adverse comments about other firms, and see clients who have literally waited years and not a couple of months for their closure - and compare those firms profits to my own - I do wonder sometimes who is the fool.
Posted: Wed Aug 14, 2013 5:49 am
by luluj
Well done Mel ..another certificate of completion on it's way... Fantastic efforts by you and your team which are widely appreciated by us all ....
Forum members ... Please ensure you communicate direct with your IP when yo have concerns or questions ... It is absolutely vital you gain their advice and this is specific to your IVA terms and conditions.
We can provide general advice and guidance and will do so, but there is nothing better than specific case advice.