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Posted: Mon Apr 29, 2013 4:58 pm
by ruffy6882
I've just made my last payment this month With freeman jones how long does it take to get my certificate of completion also my credit file does every drop off after the six year period
Posted: Mon Apr 29, 2013 5:03 pm
by Foggy
Hi and well done on that final payment. I am not sure how quickly FJ are issuing certificates these days. Hopefully someone in the know will be along shortly.
Your credit file will clear 6 years from the date of acceptance of your IVA, providing your completion certificate has been issued by then ( fingers crossed). But, you must check that all of the defaults registered by your creditors are dated on or before that start date.
Good article here:
http://www.beatmydebt.com/iva/improving ... er-iva.htm
Posted: Tue Apr 30, 2013 1:21 pm
by Sarah Jolly
Hi ruffy6882
Congratulations on completing your IVA.
Completion certificates are normally issued around 6-8 weeks after your final payment has been made and distributed.
In most cases we can tie up all loose ends within this time and get your certificate issued.
I can check with the team and confirm this for you if you do want to drop me an email with your reference to
sarah.jolly@freemanjones.co.uk.
Wishing you all the best for the future on behalf of the team.
Posted: Tue Apr 30, 2013 9:26 pm
by wiggle1
We made our last payment in Dec 2012 and were told it would be 4 weeks.
Then they told us we owed them £1800!
We were then told that was a mistake. (Which we knew already)
We contacted Steve Hewitt through this forum and were contacted by Freeman Jones who said our case had only just gone to closures. Here we are nearly in May and no certificate. Methinks there is something amiss in the state of Freeman Jones! (Apologies to Shakespeare)