Posted: Sat Mar 16, 2013 2:45 pm
Hello my question is im nearly at the end of my IVA and my ip as said there may be an option to pay a full and final settlement from my redundancy to clear my debt ,An example if i had £5000 redundancy pay could my full and final settlement be less as i have no job at the moment and if i offered the full payment of £5000 i would have no living expences etc can u make a offer to creditors a lot less then you owe ? if this makes any sense !!! Any thoughts how i go about it thanks .