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Posted: Fri Mar 15, 2013 8:13 pm
by kath
Hi
Quite New to the site but finding it really helpful. We're just at the start of the iva process and have spoken with the debt people this morning to go through figures, outgoings etc. The next step I believe is for them to send the proposal and then we just wait for the creditors meeting.
It's a bit of a minefield as I'm sure you've all experienced and I suppose I'm just after a little reassurance re "the debt people" they seem ok and have answered all our questions but I wondered if anyone had used them and could may be give me feedback whether it be negative or positive

Posted: Fri Mar 15, 2013 8:15 pm
by Shining
Hi, I'm not familar with the debt people but think there may be others that are. Have you looked at www.iva.com to see if there is any reviews left in respect of them.

Posted: Fri Mar 15, 2013 8:22 pm
by kath
Hi Lesley
Thanks for that. They are on there which makes me feel slightly better, but not much recent feedback unfortunately. It's probably me worrying unnecessary and would just like to maybe hear from anyone who has used them.

Posted: Fri Mar 15, 2013 8:27 pm
by kath
Sorry one other question .. they mentioned us signing rx 1 form which I believe is normal practice ... could someone explain in plain English what this is for x

Posted: Fri Mar 15, 2013 8:33 pm
by lem
Hi Katy, it's so they can put a restriction on the land registry so you won't be able to sell your house without the ip knowing and giving their consent, this would be lifted following complete of the iva

Posted: Fri Mar 15, 2013 8:37 pm
by kath
Hi I thought that's what it was thanks for the clarification

Posted: Fri Mar 15, 2013 8:42 pm
by lem
Sorry kath, I didn't mean to call you Katy, my iPad seems to autocorrect wrongly!