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Posted: Thu Jan 31, 2013 12:17 am
by brandysnaps
Nobody in my real life knows I've been in an IVA for over five years. I just had to share with someone that I've had my completion certificate in the post this morning. Freedom from debt at last!
Posted: Thu Jan 31, 2013 12:38 am
by brandysnaps
And thanks to Nick Payne and all the staff at Payplan who managed to get this completed only four months after final payment, in spite of having chaos going on with PPI and VAT.
Posted: Thu Jan 31, 2013 1:10 am
by MelanieGiles
Great news and well done to Payplan and Nick.
Posted: Thu Jan 31, 2013 2:33 am
by GilliB
Hi brandysnaps. Many congratulations, and I'm chuffed you have shared your good news with your forum family!! x [:D]
Posted: Thu Jan 31, 2013 5:50 am
by luluj
Excellent news ....enjoy our debt free life x
Posted: Thu Jan 31, 2013 7:24 am
by MrsKnight
Congratulations that's fantastic news, nice to hear a positive on completion.
Posted: Thu Jan 31, 2013 8:16 am
by Foggy
Great news Brandysnaps, and good to hear closures are beginning to get back on track

Posted: Thu Jan 31, 2013 12:22 pm
by Shining
What a great thing to receive in the post. Well done, hope your debt free future is a very happy one. x
Posted: Thu Jan 31, 2013 12:25 pm
by Heretoday
Well done!
Posted: Thu Jan 31, 2013 1:13 pm
by IVA Victim12345
How can Payplan get a cc issued 4 months after final payment with this PPi fiasco going on. When GT can't do the same? Some of us are over a year after last payment when during the first 6 months of that IPs were accepting declarations re PPis to issue CCs.
Nick Payne and Payplan, any clues please?
Posted: Thu Jan 31, 2013 1:17 pm
by wiggle1
Congrats brandysnaps. I hope our cc comes just as quickly.
Posted: Thu Jan 31, 2013 1:34 pm
by TheArtist
Congratulations Brandysnaps!!!![:D]
Posted: Thu Jan 31, 2013 1:53 pm
by back on track
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by IVA Victim12345
How can Payplan get a cc issued 4 months after final payment with this PPi fiasco going on. When GT can't do the same? Some of us are over a year after last payment when during the first 6 months of that IPs were accepting declarations re PPis to issue CCs.
Nick Payne and Payplan, any clues please?
payplan did a mass variation which in effect said that when you finnished your scheduled term in iva and everything was correct,they can issue completion certificates and deal with the ppi/vat after at there leisure.si in effect freeing you from iva almost at once.payplan where the first to do it and now a few others are following with the exception of gt.
does away with all this waiting for years.
Posted: Thu Jan 31, 2013 1:57 pm
by Foggy
Rumour has it that GT are on the same track to get this done --- we have only seen this mentioned in emails to a few GT clients and are yet to have any official announcement from GT ( if we ever do).
Posted: Thu Jan 31, 2013 2:07 pm
by OnTheUp1976
Congratulations !!!!!