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Posted: Thu Oct 04, 2012 5:38 pm
by 2e1var
After starting my IVA in January 2006 I finally received my certificate of completion today
VAT was the main delay.
I had to insist 3 times that there was no PPI to claim but once confirmed in writing I got my certificate in less than a week !!!
Posted: Thu Oct 04, 2012 5:42 pm
by Foggy
Well done and congratulations
Posted: Thu Oct 04, 2012 5:44 pm
by Niobe
Congratulations from me as well.
Posted: Thu Oct 04, 2012 5:48 pm
by 4kidsnocash
well done here's to a debt free future for you
Posted: Thu Oct 04, 2012 6:04 pm
by MrsR
Congratulations !!!
Best of luck for the future !!
Posted: Thu Oct 04, 2012 7:18 pm
by Heretoday
I started my IVA in February 2006 and am still waiting
But I am really pleased for you that you have now completed.
I didn't have the VAT problem, just some fraudulant claims for PPI at the direction of my IP.
Good luck and enjoy your financial freedom!!!
Posted: Thu Oct 04, 2012 7:24 pm
by KM1512
Congrats and good luck
Posted: Thu Oct 04, 2012 9:41 pm
by herbekj
Congrats.
My signature says the rest.
Posted: Thu Oct 04, 2012 9:48 pm
by 12 months to go
Well done 2 e1var and congratulations
Which iva co where you with and how long after your last payment did you get your certificate
Next wek will be 6 months since I made my last payment and still no sign of my certificate
Posted: Thu Oct 04, 2012 10:26 pm
by Shining
Congratulations enjoy your debt free future and I hope it's a very happy one for you x
Posted: Fri Oct 05, 2012 5:58 am
by 2e1var
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by 12 months to go
Well done 2 e1var and congratulations
Which iva co where you with and how long after your last payment did you get your certificate
Next wek will be 6 months since I made my last payment and still no sign of my certificate
Last payment was August 2011 !
They delayed due to VAT then disappeared off the face of the earth for 6 months.
When I again chased they said it was due to PPI, I had previously told them twice that there was no claim. On this occasion they asked me to confirm in writing and I got my certificate inside a week.
Posted: Fri Oct 05, 2012 6:10 am
by luluj
Congratulations.....you can now focus on your life again and look to the future and not back
Posted: Wed Oct 10, 2012 10:47 pm
by marsha1
Hi all, I am nearing the end of my IVA and I am dreading the wait for my certificate. Once all payments have been made and the hold up on issuing the cert. is through no fault of your own why o why do we need to pay over any windfalls in that time? does not seem fair.