www.iva.co.uk

even tho use password given cant log on. No matter, RBS say no more..have acepted am in IVA...but still pester me with Debt collectors..said collectors use words..yes we have heard that before..have passed on to my IVA people and then new lot start up...any advise as to what else to do please ?

Hi - just ignore them. The calls and letters will stop soon and rest assured that they can do nothing to you.

Threaten them with harassment, refuse to answer the security questions, just put the phone down or change your phone number.

Don't let them get to you - you're safe.

Ask them to hang on whilst you call the police -- harrassment is against the law !

Here are a few suggestions to make that phone call a bit more enjoyable:
Laugh at them and point down the phone
Put them on hold while you go make a cuppa
Pretend that the horse that you've backed is 100m from the finish line and neck and neck, and it really needs your support to win.
Bark down the phone
Simulate sexual activity.
Ask the person what they are wearing
Re enact a scene from the film Fight Club
Tell them that you a Jehovahs Witness and would really like to discuss their relationship with God.
Blow dry your hair
Try to replicate the steel drum sound using pots, pans and baked bean tins.
Play Cowboys and Indians, and you play the part of the Indian.
Pretend you are auditioning for the X Factor and your song of choice is "I will Always Love you" by Whitney Houston.

Whatever you do, do not be concerned, they are wasting their time, so if they are intent on doing it, try to make it entertaining for them.

so funny bradders you have brightened my day

Anyen you could always do what i did when i got fed up of calls for my hubby i just said sorry he doesn't live here anymore ( haven't told him though he still comes through the door as if he does)

[:D][:D]

Lol at bradders and also 4kidsnocash, i think you should just leave them hanging on the phone and go do something more productive rather than listen to senseless waffle. Good luck hopefully they will stop soon and as Foggy says if not then harrassment is the word i'b be using next. x

So funny Bradders-wish I had had that list when I first started my IVA, seriously though once the IVA is accepted,they can't do anything even though they try.Its annoying and stressful. I just disconnected the landline and put my mobile on silent and ignored all numbers I didn't recognise,but they do stop eventually.[:D]

Bradders made me laugh and I can imagine my hubby trying a few of them as he does like to wind people up!

Forgot to add the calls will stop eventually but it does take time to filter through to all and I know some are quicker to mark as in an IVA than others. Eventually one creditor Barclaycard couldn't get the message and my husband did lose him temper with them ...they didn't call back! x

Just say
"Hang on a moment, I`ll get my debit card"

Put the phone to one side, then check half an hour later to see if they are still on the line.[:D]

I know I shouldn't say this - but I think that Bradders post is absolutely priceless! Couldn't recommend any of the particular points to a client, however, (much as I would love to be able to sometimes!!)