www.iva.co.uk

i have my last iva payment next month and am in desperate need of a car as mine is a pile of junk!!!! i am wondering what is the situation with car credit/loans/lease hire ect. i have no spare money but would love a decent RELIABLE car. any advice really appreciated thanks nathan.

Hi,

You could try either carloans4u or Moneybarn. They are very good with people who have a less than perfect credit rating.

However you will pay much more for it unfortunately

You will but at least you will have a reliable lateish model car. There aren't that many car companies willing to lend to those just out of an IVA.

I know a good provider of car finance products for people with adverse credit histories. Email me if you want the details.

thanks guys very helpful

hi melanie i would love those details but cant work out how to direct email you i hope u get this thanks again Nathan.

I've been trying to figure that out too! My hubby has an allowance from his company for a car but normal lease companies are understandably choosy, he is no longer in an IVA debt paid in full plus stat int and fees but still difficult!

Karen

nadakuss - if you click on the 'Ask a Question' link on the left hand side of the page then you should be able to email Mel directly.