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Posted: Sun Jul 29, 2012 10:52 am
by vixster
Hi all,

Can someone please advise?

Just wanted to know now that I've received my CC from GT. How long is it before it disappears from the IVA Register?

Also the IVA shows on the 3 Credit Reference Agencies should I send a copy of the CC so as they can update their records?

Thanks

Vixster

Posted: Sun Jul 29, 2012 10:55 am
by Niobe
It should come off shortly - GT will inform the IS that you have completed.

It should fall off the CRA after six years.

Posted: Sun Jul 29, 2012 10:57 am
by vixster
Thanks Niobe,

It's now passed the 6th year on 13th June but still showing. Is it because the CRA's are slow at updating ?

Thanks again

Vixster

Posted: Sun Jul 29, 2012 10:59 am
by Niobe
It probably is - you can always contact them and ask why it is still showing.

The IS I think can take up to three months to update.

Posted: Sun Jul 29, 2012 11:43 am
by plasticdaft
Yes it can take up to 3 months to be updated but is often updated sooner.


Paul

Posted: Sun Jul 29, 2012 12:47 pm
by Niobe
Just keep checking on there!!

Posted: Sun Jul 29, 2012 10:08 pm
by KM1512
Vixster congrats on receiving your completion certificate I know that it may not drop off your credit reports until 6 years after the default date this should be the date your IVA was approved but on mine some are 5 to 6 weeks later - good luck