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Posted: Thu Jul 26, 2012 10:08 pm
by Biscuits
Not so sure this is a question ... more of a feel good factor... at the end of every month we have no money ... but nor have we built up any more debt. Makes me feel good.
Posted: Thu Jul 26, 2012 11:42 pm
by plasticdaft
Any positive balance is good,whether its 2p or £20!!
Paul
Posted: Fri Jul 27, 2012 12:26 am
by kazzafunk
I agree - it's lovely not to see any disastrous balances on the bank statements!
And my Vanquis card arrived today - direct debit set up to repay the full amount each month so I don't have to pay the 39% interest!!
Posted: Fri Jul 27, 2012 9:01 am
by Shining
Great post with a great attitude!
Posted: Fri Jul 27, 2012 10:23 am
by Gina.gu
Its a good feeling when no one is chasing you and you have no debt but your iva. Nice post
Posted: Fri Jul 27, 2012 10:42 am
by Pennyless
Very true Biscuits.....I also find theres far too much month left at the end of the money lol but cheers you up when you know your on the road to being debt free.
Posted: Fri Jul 27, 2012 5:07 pm
by Biscuits
My hubby often says "Can we afford it" well if we couldn't we wouldn't be doing it - Not now anyway. [:)]
We have each other to love and help each other through these dark (ish) days and that costs nothing.
But still would rather have £20 left at the end of the month rather than 9p as it was one month lol
Posted: Fri Jul 27, 2012 5:24 pm
by tracey73
Hi, Ive just made 2nd payment into my IVA and last month was the 1st time for as long as I can remember that I still had some money left in my account when my next lot of wages went in, was a lovely feeling knowing everything I have bought over the month was paid for with my own hard earned money, and not credit or overdraft x