www.iva.co.uk

Hi everyone,thanks to those who replied to my last post, Ive been on the anti depressants 7 wks now, i was starting to not feel so teary about my situation when my uncle died a few wks ago, v sudden, no warning,then his daughter, my cousin comitted suicide on monday there, she hung herself, her husband found her when he came in from work, she leaves a 14 yr old son,I'm now back to where i started,disturbed sleep,stress, worried sick about going bankrupt. I sent the br papers off today, & although my family have been grt, I can't get over the guilt & shame i feel to be in this position, i'm embarrased,ashamed & mortified, added to the fact my ssp ends at end of july, i'm worried sick about money & just feel so low & worthless,i'm going back to dr tomorrow but i know il just sit & cry my heart out,on top of all this i've had to go to 1 funeral & another one to come next week,why do all these famous stars who go bankrupt seem to just shake it off as nothing & i can't, my mum says i worry too much what other people think but that's me, please help.any advice would be really appreciated.[:(]x

Holly, so sorry to hear your news. That's not good at all and I can't imagine what you must be going through.

Please don't feel ashamed at all. You're not worthless at all. You are doing the right thing by sorting out your finances and you do have your family behind you.

Perhaps nip back to the doctors to see about getting some different tablets and see if you can be referred for some bereavment counselling.

Keep going - we're all here for you.

Holly - thoughts and support to you at his horrible time - do speak to your GP again and also look at some support from other agencies.

On of the NHS used websites is www.patient.co.uk, you will find names and addresses for support from these organisations, if and when you feel you need to use them. NHS direct is other service that would be able to provide up to date information about services of support in your area.

Best wishes to you family at this horrible time.

Hi Holly..so so sorry to hear about your losses of late
Please do not feel ashamed though, you have taken steps to change things, that is something to be very proud of. Your mom is right, you really shouldnt worry about what anyone else thinks, just concentrate on getting yourself through these bad times and think positive towards the future
We are all here to offer support and guidance or even just to rant at xx

I am so sorry to hear about your family bereavements but don't let them deflect you from the bankruptcy which is the right thing for you. Get rid of the debts which will be one less worry and try and move on.
I am based in Derry I see that you are in Ireland. If you have any queries or I can be of any help please do not hesitate to contact me directly.

What an awful lot to be going through. Hugs and wishes to yu and your family. I understand how you feel about debt and BR, but I hate to say your mum is right. You can't worry about what other people think, life is too precious to waste worrying about small-minded curtain twitchers! And you'll always have us supporting you x

That's a nice gesture Michael and I hope Holly takes you up on it.

So sorry to hear about your recent losses. I'm sure this is a terrible time for you and everything is up in the air.

I echo Michael's comments, you can contact either of us anytime even if it's just for a chat [:)]

Holly I'm so sorry to hear about your losses and my thoughts are with you and your family.

Regarding your BR, please try not to worry about what other people think. When I went BR I was convinced that everyone would know I was BR when I walked down the high street - it sounds silly now but I was so worried what people would think. I then began to realise that the only people who knew were those I told, and they were all very supportive.

If I can help you at all you are more than welcome to contact me off the forum. Just let Harpic know and he can ask Jan to pass on my details.

I thought everyone would know about my iva too but the only people that know are the ones I told! And as Skippy says, everyone has been very supportive x

Keep posting Holly - we're here to support you at anytime.

Hi Holly
My condolences to you. Such an awful time for you and your BR must be the last thing on your mind at the moment. Don't forget that we are all here and you have the support of some really good professionals here too. Keep posting as we are all here to offer you some moral support as well.
Take care x

Thinking of you. Take care x

Dreadful news to hear, and one hopes that things will only begn to get better for you over time. Please use the forum as a support over the next few weeks - there are many kind folk on here that will freely give of their time to provide you support, and we have a presence on here almost 24/7.

I too am sorry to read about your losses. I can only echo the above post.

We all exeprience the everyone will know as others have said and I know I did. To date I dont' think anyone knows about my IVA that I haven't chosen to tell.

The forum is a great support so if you want to keep posting please do as like Melanie says there is usually someone about around the clock. x