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				Posted: Thu May 17, 2012 4:05 pm
				by hellsbells
				Hi all,
I'm new here today, my creditors meeting was due today at 3.30pm and I still haven't heard anything, eeeek!!! Hope this isn't indicating bad news!!! I'm offering 46p in the £, maybe too low, ooh this is so stressful!!! 
No need to reply, I'm just venting, hopefully I'll chat more to you all later if I'm accepted xx
			 
			
					
				
				Posted: Thu May 17, 2012 4:09 pm
				by Adam Davies
				Hi
 Fingers crossed for you.
Remember very few IVAs are rejected these days
                          Regards
			 
			
					
				
				Posted: Thu May 17, 2012 4:10 pm
				by hellsbells
				Thanks, I'm sat just waiting for the phone to ring!!! Fingers x
			 
			
					
				
				Posted: Thu May 17, 2012 4:11 pm
				by nepensioner
				Hi, welcome.  We're all waiting with you xx
			 
			
					
				
				Posted: Thu May 17, 2012 4:11 pm
				by Niobe
				Hello,
Fingers crossed from me as well.   I'd give it until 4.30 and then give them a ring if you've not heard.
I think it will be a case of no news is good news.
			 
			
					
				
				Posted: Thu May 17, 2012 4:17 pm
				by hellsbells
				Thank you, and yeah I think I will harpic, I best route for the phone number ready to call *off I run to find it* lol x
			 
			
					
				
				Posted: Thu May 17, 2012 4:46 pm
				by hellsbells
				Just rang them and the guy I need to speak to is on the phone!! Aarrrrgghhh!! He's going to call me back!!!
			 
			
					
				
				Posted: Thu May 17, 2012 4:57 pm
				by dunkynuts
				Fingers  crossed xx
			 
			
					
				
				Posted: Thu May 17, 2012 5:04 pm
				by luluj
				Welcome to the forum - I have my fingers crossed for you. Let us know your outcome.
We are always here to answer any questions you may have or direct to the appropriate place - we are or have been all in the same place at one stage of lives so our support is invaluable as you enter your IVA journey.
			 
			
					
				
				Posted: Thu May 17, 2012 5:06 pm
				by pennieless
				hello and welcome from me aswel hellsbells, any news yet hope its good news for you
			 
			
					
				
				Posted: Thu May 17, 2012 5:15 pm
				by TaxiDriver
				Good luck hellsbells. Any news yet??????
Just about to start the IVA process myself, was it as scary as it seems?
			 
			
					
				
				Posted: Thu May 17, 2012 5:22 pm
				by hellsbells
				Hi everyone, just got off the phone and it's been accepted!!!!! Whoop whoop!!! Only £20 more a month they want so not bad at all!!! 
I'm sooo relieved!!!! 5 yrs time we will be debt free, whoop that's a great feeling to know, thanks for all your well wishes, I look forwards to chatting with you all over the next few years xxx
			 
			
					
				
				Posted: Thu May 17, 2012 5:27 pm
				by Niobe
				Fabulous news hellsbells - congratulations for the future.
Keep posting so we know how you are getting on.
			 
			
					
				
				Posted: Thu May 17, 2012 5:29 pm
				by dunkynuts
				Well Done[:D]
			 
			
					
				
				Posted: Thu May 17, 2012 5:31 pm
				by back on track
				WELL DONE HELLSBELLS
aint it funny that nearly everybody gets a payment rise at the meeting.i wonder if any proposals actually go through as laid out.ah well just up something £20 at your first reveiw.(i know i sound sarcastic but its just me)