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Posted: Thu Apr 05, 2012 10:19 am
by michaelaroberts
Hi I am new !! Iva proposal in second stage I feel guilty keep phoning IP but when i do she is helpful but siiting here this morning reading all these post is making me feel a bit better .. There is on question i would like to ask (before I phone here again) I owe on my buisness rates this has been put into proposal but I have a distraint order on this so shall i just keep paying the 250 a week they are demanding or am I protected yet ?
thanks in advance
mx
Posted: Thu Apr 05, 2012 10:22 am
by kallis3
Not sure what happens about the order but you're not protected until the iva is accepted.
Please speak to your ip and they will advise.
Posted: Thu Apr 05, 2012 11:37 am
by Michael Peoples
Your IP will apply for a court order stopping all legal action against you but until this is in place you have no legal protection. If in any doubt speak to your IP.
Posted: Thu Apr 05, 2012 1:20 pm
by Shining
I wouldn't worry about calling your IP for clarification, don't feel guilty as it will give you case specific advice and reassurance. x
Posted: Thu Apr 05, 2012 1:48 pm
by Tina Shortland
Hi Michael - welcome to the forum.
Your IP would far rather you call to clarfiy things and keep in contact then go off, worry and make bad decisions or disappear. They are there to guide you and represent you so ask as many questions of them as you need to.
Glad you have joined here too so you can have support and advice along the way from everyone on here.
Posted: Thu Apr 05, 2012 2:22 pm
by miffixxx
Thank you all very much I didnt realise that so many people are in the same boat as me !
Posted: Thu Apr 05, 2012 2:25 pm
by kallis3
And this is,only the tip of the iceberg! There are many more that have never found this,forum.
Posted: Thu Apr 05, 2012 3:09 pm
by plasticdaft
There are probably 100 people in deep trouble for every one that finds their way to this place,count yourself as the lucky one!!!
Paul
Posted: Thu Apr 05, 2012 3:09 pm
by nepensioner
Glad you joined us Miffi xx
Posted: Thu Apr 05, 2012 5:03 pm
by miffixxx
Hi thanks for all kind messages of support I decided to phone my buisness rates council today to explain now the new bill kicks in May 1st i will really struggle to keep paying £250 a week and they have agreed to freeze the debt £4950.00 for a month so I can keep up to date with my new account !!! I was amazed as I said it looks like an offer of £50 a week was more realistic to me .I didnt mention I was in the process of an IVA. Some people do listen ! In the meantime is it wise for me to continue paying the vat debt etc will it make a difference ?
Thanks in advance
mx