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Posted: Sat Mar 24, 2012 5:54 pm
by ditzydoodle
Just had my first phone call from my biggest creditor (Barclays)
Surprisingly very helpful and understanding !!
Was expecting pressure and stuff but nothing of the sort !!!
Posted: Sat Mar 24, 2012 6:05 pm
by kallis3
That's good then ditzy. They were a nightmare with me!!
Posted: Sat Mar 24, 2012 6:06 pm
by TheMatrix
Was that Barclays though or Mercers?
Posted: Sat Mar 24, 2012 6:10 pm
by kallis3
Both!!
Posted: Sat Mar 24, 2012 6:10 pm
by ditzydoodle
She was lovely !! very understanding, found out what direct debits id got outstanding (which were none so all bills have been paid this month), tood down details of DFD and was more concerned that if she froze my account that i would be left with no money !!! hope they are all like that !!!
Posted: Sat Mar 24, 2012 6:22 pm
by kallis3
Glad that was ok ditz, hopefully the others will be as good as well.
Posted: Sat Mar 24, 2012 6:53 pm
by footiemad
Some of the creditors are quite understanding and helpful and some are like vultures.I hope you get all the nice ones DD and if you do get any nasties just ignore them because they can't hurt you x
Posted: Sat Mar 24, 2012 8:18 pm
by dunkynuts
Glad your experience with your creditors are good Ditzy - Mine have been ok except Simply Be
Posted: Sun Mar 25, 2012 12:40 pm
by Fletch2204
Beware MBNA - the preoverbial 'elephant in the room'
They absolutely plagued me right up until the moment the IVA came into force
By contrast RBS never contacted me at all
Good luck Ditzy
Posted: Sun Mar 25, 2012 12:44 pm
by dunkynuts
MBNA never phoned,nor did RBS who were my biggest Creditor. Only ones to call with Capital One, Amex and Simply be!
Posted: Sun Mar 25, 2012 12:46 pm
by Broke of London
Glad to hear Barclays have improved! They were a nightmare with me. I think it was them who put me on an automatic call system that called me about every 45 minutes.
Posted: Sun Mar 25, 2012 5:26 pm
by ditzydoodle
god thats harsh !!! barclays are my biggest creditor so fingers crossed the others will leave me alone !! they made sure all my bills were paid before they froze my account too !!!
very impressed !!
Posted: Sun Mar 25, 2012 5:43 pm
by kallis3
Just tell them all to get lost!!
Posted: Sun Mar 25, 2012 7:27 pm
by Hyperdrive
The best way to stop getting hassle off creditors is to break your leg in 2 places and then develop infection from the subsequent operation. I recently had 6 weeks in hospital and not one call[:D]
Posted: Sun Mar 25, 2012 7:43 pm
by robson2732
Have you had a date yet and how long was It before you got your first call after the letter went out glad its all going ok keep strong xx