Posted: Mon Mar 12, 2012 11:13 pm
reading through my proposal and they have put £70 for my council tax when i pay £85, is there a standard reason for that ?
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Posted: Mon Mar 12, 2012 11:38 pm
because - i imagine like many u pay council tax for 10 months not 12 - ie u dont pay in feb n march - they average out over 12 months xxx
Posted: Mon Mar 12, 2012 11:55 pm
ah right thanks benny xx
Posted: Mon Mar 12, 2012 11:57 pm
no probs x
Posted: Mon Mar 12, 2012 11:58 pm
how is it looking anyway are you quite happy with it and the figures within it?
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Posted: Tue Mar 13, 2012 12:18 am
i think so. im going to go over it again tomorrow with the calculator and make sure it works. seems ok but the only thing im concerned about is the council tax thing......if its spread out over the year that means im going to be short £14 every month for 10 months so it means i have to find that from somewhere else doesnt it ?
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Posted: Tue Mar 13, 2012 12:26 am
That does suck. I wonder if your IP will allow you the full amount for the first ten months and then you can save the two free months to help out over the following year when the 10 payments can be spread over the year.
Posted: Tue Mar 13, 2012 12:30 am
ill give them a call tomorrow and ask how its done......cant say i want to wait 10 months to get the money back !!
Posted: Tue Mar 13, 2012 12:56 am
I know what you mean. Its bad timing to start the iva at the same time as the council tax year. I'm sure they'll be able to think of something.
Posted: Tue Mar 13, 2012 7:51 am
you could get in touch with council tax and get them to change it over 12 months
Posted: Tue Mar 13, 2012 8:04 am
I put down my council tax figure and that has always been accepted - even though I pay over ten months.
Posted: Tue Mar 13, 2012 8:20 am
So far I have had an allowance for what I actually pay each month therefore giving me 2 free months which is enough to get my enormous hedge cut. God help me if they change it at the annual review x
Posted: Tue Mar 13, 2012 8:31 am
just worked out the figures and it looks like theyve given me extra on a couple of other allowances which covers the shortfall in the council tax. ill confirm it with them later but it looks like thats what theyve done
Posted: Tue Mar 13, 2012 8:42 am
Thats what DFD did on my proposal ditzy, apparently they have 'averages' they have to put for some things so you might find you'll lose on some outgoings but gain on others. Did the postman squeeze it through your letterbox ok? Lol 
Posted: Tue Mar 13, 2012 8:47 am
no vimto he left it between my two wheelie bins and i only just caught site of it when i was locking up to go to work !! just as well really cos its bin day today and god knows where it couldve ended up !! going to put a complaint in to post office because my car was on the drive and he didnt even knock !! package quite clearly says legal documents on it too !! how you doing today ?