www.iva.co.uk

Hi, I made my final payment with GT in Feb 2011, and still haven’t had my certificate, I ring up quite often to remind them, but get the same dismissive answers.
I also paid way over the original debt in total contributions, is this right?? I am looking to seek independent advice as this issue has been dragging on for way too long. Any help would be marvellous.

If you were able to pay 100% of the debt, then it is possible any overpayment would be the fees involved. As for your certificate this is an apaling state of affairs. It is possible that you have been caught up in the recent HMRC Vat issues.

Seems outrageous that you are still waiting now 12 months later!!!

You will never pay more than your original debt plus fees.

I would contact GT and ask which regulatory body they come under and then contact them with your complaint of a delay in completion,as you finished before any VAT issues arose.

Paul

Another one for Karol to look into

It does seem very odd that your case is taking a long time to close at first glance, but there could be very good reasons for this - of which you ought to have been made aware. I would get hold of Karol personally and ask her to look into this for you.

And me vat issues why do the others not have this August us seems quite trivial I suppose compared with yours

Good luck with gettIng this resolved swiftly.

I would be raging by this point!

Have your defaults gone? I guess that you will still be on the register.

Hi I also finished my IVA in feb 2011 and have had no certificate I also phone up GT and have recently sent emails to Karen and have had no reply I am raging even thought about phoning up radio 5 jeff

finished mine in March 2011...........still waiting. wonder how many more will come to light

Whoops I meant Karol see how upset I am even got the name wrong When you pay the last payment you think is over but its not they are stopping me clearing my name Its costing me and someone somewhere has already taken over 10k in fees I think I should be called Mr Angry

Hi

Wow, one year on and cases still not closed....whatever is going on ?

Regards

Madness - people want to move on and can't because of this. I would not be a happy bunny if it were me.

I'd be a hopping mad bunny! Seriously underwhelming from GT. Let's hope they make quick progress with the backlog.

I thought the HMRC VAt stuff didnt become and issue till the end of last year??

I believe it was going on before that. I know Mel put in a claim in September.