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Posted: Sun Feb 19, 2012 8:16 pm
by Kim.3
can i get a iva with a debt from a hire car company.
Posted: Sun Feb 19, 2012 8:18 pm
by Shining
Hi and welcome to the forum. All unsecured lending would go into the IVA. Best to speak with a professional, there is a comparison site
www.iva.com where you will find a list of companies who can offer professional advice.
Posted: Sun Feb 19, 2012 8:19 pm
by kallis3
Hi and welcome.
Yes you can, depending upon what sort of loan it is though you could possibly lose the car.
Have a word with an expert. Visit
www.iva.com for a list of companies and reviews and give one or two of them a ring for some free advice as to all the options open to you.
Posted: Sun Feb 19, 2012 8:55 pm
by hth
Hi Kim.3,
If it's a car you have previously hired and no longer have the use of it but there is an outstanding bill, then yes you could include that debt in an IVA. It would be treated in the same way as all your other unsecured debts.
Like the others say, best to speak with someone to establish your options.
Posted: Sun Feb 19, 2012 8:59 pm
by kallis3
Hopefully you can get this sorted - speak to an IP via the link posted above.
Let us know how you get on.
Posted: Mon Feb 20, 2012 1:04 am
by MelanieGiles
Is this your only debt? You can certainly include this type of debt into an IVA, but if this is your only debt then IVAs are rarely the right solution except in exceptional circumstances.