www.iva.co.uk

Hi,
I've just had my fourth annual review. My IP sent me a letter requesting the usual Income & Expenditure plus a mortgage staement & valuation. Problem is I missed the last part (my heads elsewhere due to redundancy worries). My IP has sent me a letter confirming my payments until the end of the IVA but just stated that I failed to send the other items. Where does this leave me? Have I screwed up the IVA completely?

I am going to call them to explain but if anyone has experienced this before your advice would be welcome.

Hi and welcome to the forum. I'm sure you haven't messed up the whole IVA completely. Speak to your IP and get the mortgage statement and valuation to them as soon as. Explain your worries about redundancy etc., All the best. x

It's OK. He hasn't issued a notice of breach, merely pointed out that you haven't yet sent the requested docs in. These things often take a little while to arrange anyway.

Just have a word with your IP, apologise for the omission and get on to getting those bits for him. Or ask for advice as to what exactly he wants re the valuation.

Thanks for the advice. Have arranged a valuation next weekend and called the mortgage company for a statement. Hopefully my IP is ok with that.

Cool. Keep your IP in the loop and all will work out OK.

I'm sure they'll be fine. A bit of a delay but by the sounds of it not much of one. I've got to be doing the same as you in the next month or two. x

A short delay in sending those documents will not cause a problem, but do get them posted as soon as you can.

Best thing to do is keep your IP informed and they will then be fine - you are now onto to it so no harm done !

hey jfh hope you get sorted [:)]

I don't think you'll have a problem and let us know how you get on.

I am sure that this wont be an issue at all,just keep your company informed of whats happening.

Paul

Hope you get sorted soon