www.iva.co.uk

The problem with debt is that no matter how much your in debt, you'll aways try and find away to get more credit. You will even go to the high interest companies or loan sharks just to get cash behind you.Once the high interest loaners and the loan sharks stop giving you money you think your world is gunna end cause you think everyone is against you. We cant even go to our parents or close friends and tell them what mess your in cause your ashamed and embarssed.Reality is that we are the hares and the foxes have caught us.There is a way out and there is help out there it's just making those first steps to do it.I'm glad ive seen this forum cause there is light at the end of the tunnel

Glad we've been able to help you Beano. We've all been where you are now and the relief when you know that you're not on your own is great. The fact that you talk to someone about this and not be judged and get the right advice is priceless.

i remember feeling so overwhelmed i couldn't breathe.

this forum is a real lifeline. yes,there is light at the end of the tunnel.

Correct kallis advice is free, it's making that first step and following it through cause you know what lies ahead, but at the end of the day it needs to be done