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Posted: Mon Jan 16, 2012 8:52 am
by Denisdcn16
I have paid into my IVA for 66months as requested by my provider. I have contacted them and they say my account is now being finalised now that the final payment has been made, this could take up to 6 months.
How soon will I be able to access credit as I desparetly need a car been without one for over a year.
Posted: Mon Jan 16, 2012 9:00 am
by kallis3
Hi and welcome to the forum.
Well done on completing your IVA.
You can try and get credit for a car now - Moneybarn and Carloans4U are both good for those with a non existent credit rating. The APR is high but you can get a decent car.
What you also need to do now is check your credit rating and find out if any of your creditors have defaulted after the date of IVA acceptance. If they have then you need to write and tell them to remove those defaults.
Posted: Thu Jan 19, 2012 7:35 pm
by Rach80
I've just made my last payment and have applied for a car loan from carfinance247 who have approved me!