www.iva.co.uk

Even though my IVA is now complete, thanks to a Full and Final funded by redundancy, this morning I got a statement/bill from Bank of Scotland saying I was late with February's payment. My f&f was accepted in September and I received my completion certificate in November.

I really dont want to start ringing them and wondered if I can forward this to my IP ??

This one will be down to you I think. Once your completion certificate is issued, your IP ceases to act on your behalf, and closes your case. This should be written on your certificate.

It really does depend on how helpful your IP is. At the very least he should be able to confirm that the debt has been discharged in the IVA.

Personally I would just return the bill with a letter and a copy of your completion letter. Politely ask them to check their records and to stop bothering you.

You may also like to check your credit record to make sure they have not re-appeared on there.

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by kazzafunk

Personally I would just return the bill with a letter and a copy of your completion letter. Politely ask them to check their records and to stop bothering you.

You may also like to check your credit record to make sure they have not re-appeared on there.

Sound advice, get right on that

I agree with kazza. It's nothing to worry about anyway as they can do nothing.

Let us know what happens.

Hi Sophie i would just send your completion certificate to their Debt Recovery department,its annoying but nothing to worry about,ive just had a annual loan statement from egg after my iva completed 2 1/2 years ago with a full and final settlement,so will be doing the same,i rang egg they were fine on the phone and advised me what to do.

Thanks everyone, I'm gonna write a letter and send a copy of my cert. Even though its all over I still check this site almost everyday and its my first port of call with any problems. Thanks ! xxx

Computer glitches and useless admin are why these get sent out People too busy doing as little as possible and incapable of basic tasks
I used to work in a waste of space office so I know what goes on
Well done look after yourself ok

Hope you get sortd soon x