Page 1 of 2
Posted: Sat Dec 31, 2011 8:31 am
by Anyen
hi for all those who kindly replied to my - have had another letter thnkyou
Prepaid crdit card - i have a mastercard - and accepted everywhere no questions or probs and u can build yr credit up - go to cashplus and look on there site. and if u wish u can get a card right away.
Posted: Sat Dec 31, 2011 8:38 am
by kallis3
With some you are fine but as others have pointed out, you don't have the same protection as with a proper credit card and they are not widely accepted abroad.
Glad it has worked out for you but I think I'll stick with my debit card and possibly think about a Vanquis card when O have completed.
Posted: Sat Dec 31, 2011 9:46 am
by plasticdaft
Is it just me or does that cashplus site make it very hard to find out the actual fees you will pay??
Paul
Posted: Sat Dec 31, 2011 9:53 am
by kallis3
Don't know, I've not bothered looking.
Posted: Sat Dec 31, 2011 9:57 am
by plasticdaft
I spent ten minutes hunting around and at no point were fees clearly displayed,and for that reason I am out!!!!
Paul
Posted: Sat Dec 31, 2011 10:01 am
by kallis3
I wouldn't want a card where I had to pay fees whilst I can get free banking.
Posted: Sat Dec 31, 2011 10:04 am
by plasticdaft
I need a replacement for my o2 money card which o2 have stopped doing(was my savings pot). I have just applied to co-op for their basic savings account so will see what happens with that.
All the 50p's under the matress is making sleep difficult!!!
Paul
Posted: Sat Dec 31, 2011 10:08 am
by kallis3
Aren't O2 supposed to.be replacing it with something else?
Posted: Sat Dec 31, 2011 12:16 pm
by plasticdaft
Its a money wallet thing all linked to your mobile phone using nfc(near field communication)technology for cashless transactions,just swipe your phone and thats all and money will be banked with barclays(who took over egg who I owed lots too!!).
Details pretty sketchy just now,and o2 think it will be android and IOS so my blackberry may not work with it.
Pretty sure they could have continued with the cards alongside this space age technology!!!
Paul
Posted: Sat Dec 31, 2011 12:26 pm
by kallis3
I probably won't bother with that then.
Posted: Sat Dec 31, 2011 12:35 pm
by plasticdaft
It sounds like its very much tailored to those within the M25,they want it usable with oyster for the underground etc and want it up and running for the olympics etc etc etc.
Some of the country do exist outwith London!!!
Paul
Posted: Sat Dec 31, 2011 12:45 pm
by kallis3
You'd never think so sometimes would you?
Posted: Sat Dec 31, 2011 12:50 pm
by Foggy
I think they are trialling a similar system in Paris at the moment.
I see my new Paypal Pre-paid has "contactless technology" ... haven't a clue how or where to use it though !!!
Posted: Sat Dec 31, 2011 12:52 pm
by plasticdaft
I hate the fact that we can have 4 feet of snow and 150mph winds up here but if it gets sleety in London it makes the national headlines!!!
Sorry for my anti London rant!!!
Loved living down near Newbury in Berkshire but hate being in London whenever I am down there.
Paul
Posted: Sat Dec 31, 2011 12:57 pm
by ginger3232
Was there a report last year that took old mobile phones and were able to recover data that was supposed to be erased from them (pin numbers/bank account)It came to he conclusion that similar to your computer - only safe method is to destroy the equipment completed (hard drive /computer chips etc)
So i wonder whether we are lining up ourselves to some real security issues using this technology - then of course there is trying to prove to the bank it "was not you"