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Posted: Thu Dec 29, 2011 9:47 am
by skyline
Hi all
Well this seems to have come around quick, my IVA meeting is today.....Yipes!!!
Posted: Thu Dec 29, 2011 9:51 am
by Foggy
Ooo-eer! Best of luck. Let us know the outcome. I have everything crossed (which makes typing harder than usual!!).
Posted: Thu Dec 29, 2011 9:51 am
by footiemad
Best of luck to you x
Posted: Thu Dec 29, 2011 9:54 am
by adam090376
Good Luck hope it all works out well for you.
Posted: Thu Dec 29, 2011 10:09 am
by Julie
Fingers crossed for you - will look out for your positive post [:)]
Posted: Thu Dec 29, 2011 10:12 am
by skyline
Thanks all!!! fingers crossed.
Posted: Thu Dec 29, 2011 10:24 am
by Shining
Good luck from myself too. x
Posted: Thu Dec 29, 2011 10:54 am
by kallis3
Good luck from me as well.
Posted: Thu Dec 29, 2011 12:21 pm
by stirling
Good luck from me too.................Soon you will be debt free and able to relax, all be it frugally.
Posted: Thu Dec 29, 2011 12:58 pm
by skyline
Just took a call from FJ. IVA has been approved except Santander want us to sell our car and retain 3k of the sale price to buy another car.
What do you guys think i should do? the iva hangs on this decision so i think its a no brainer!! sell the car.??
Posted: Thu Dec 29, 2011 1:04 pm
by Foggy
What is the value of the car they want you to sell? You should be able to get one to last the term for the £3k they are allowing you to keep, which does sound generous. Do Santander hold a deciding percentage of the vote ?
Posted: Thu Dec 29, 2011 1:07 pm
by MRBLUESKY
hi skyline what is your car worth.
Posted: Thu Dec 29, 2011 1:11 pm
by skyline
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Foggy
What is the value of the car they want you to sell? You should be able to get one to last the term for the £3k they are allowing you to keep, which does sound generous. Do Santander hold a deciding percentage of the vote ?
Santander hold the deciding vote, the car is valued at approx £4500. Having a reliable car is a must for me as i work perminent nights and i no this car is reliable having had it from new.
Posted: Thu Dec 29, 2011 1:13 pm
by Shining
I agree a realiable car is a must for anybody who needs to commute to work, no car - no work, no IVA payment, why do they do this? A 4.5k car that is to last 5 years of an IVA isn't much in my opinion! Would you actually get 4.5k for it too?
Posted: Thu Dec 29, 2011 1:15 pm
by MRBLUESKY
This is shocking i hope some of the proffessionals are available to advise you here.