www.iva.co.uk

My girlfriend is current on an IVA. At the moment, she lives in her own flat.
I am thinking about asking her to move into my house. What are the consequences around her IVA. Ideally we'd like to keep hold of the flat and maybe rent it out.

She would need to contact IP and discuss the change in circumstances - if she was better off I imagine she may have to pay more into the IVA but I am no expert x

She will need to speak to the IP about this, I imagine she would be able to keep the flat and let it out but if her disposable income is greater due to the household expenses being shared then her payments into the IVA will go up.

She would have to complete a new income and expenditure to see how it would affect her payments.

Hi and welcome, ask your girlfriend to speak with her IP once you decide to ask her to move in and they will be able to put your mind at rest. If her disposable income increases her IVA payment will increase but there is nothing to stop you. An IVA shouldn't put our lives on hold, we can work through most things. All the best x

Might be worth checking her proposal for any conditions relating to rise and falls in "unearned income" if she considers letting her flat out, just a thought

The effect is not necessarily on the IVA generally, but on the impact of the proposed move on her disposable income. I guess you need to put your heads together and see what the combined bills for keeping on both properties will be, and whether this will affect her ability to meet her IVA contributions.