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Posted: Sat Dec 17, 2011 9:00 pm
by love hope and strength
Well I've completed and survived my first year in an IVA...where does the time go? [:)]

It's been a bit bumpy once or twice but I managed. I'm now sooo careful with my money to the point of even becoming OCD [;)]

I feel lucky I have been given a chance to sort the mess I alone got myself into.

This forum is a godsend, keep up the good work.

Merry 'Hic'mas !!

Posted: Sat Dec 17, 2011 9:01 pm
by Shining
Glad you've survived the 1st year and that's behind you now, time does appear to go quickly within an IVA. All the best for this year too. x

Posted: Sat Dec 17, 2011 9:03 pm
by Shining
and I agree the forum is a godsend x

Posted: Sat Dec 17, 2011 9:07 pm
by kallis3
Well done on getting through the first year and have a great Christmas.

Posted: Sun Dec 18, 2011 10:12 am
by luluj
The first year is a milestone that everyone is surprised happens so quickly !

I know I used to check our on-line bank account almost every day and knew to the last penny how much money we had to spend ..... even though our IVA has finished, I still keep a close eye on it and know what we have and what we haven't !

Posted: Sun Dec 18, 2011 11:44 am
by kallis3
The first year does tend to go quickly. It does drag after a while though.

Posted: Sun Dec 18, 2011 12:23 pm
by Broke of London
The last few months have dragged for me as I'm counting down the milestones as one third, two years and halfway are all a couple of months apart! I'm waiting to hit halfway later this month and will do with a bang as I have my Christmas bonus to pay in...yay!! x

Posted: Sun Dec 18, 2011 12:38 pm
by littlefi
congrats on your 1st year IVA anniversary!

Posted: Sun Dec 18, 2011 1:14 pm
by plasticdaft
well done on getting through year 1!!

Paul

Posted: Sun Dec 18, 2011 1:26 pm
by lem
congratulations from me too, I'm looking forward to my first anniversary soon