www.iva.co.uk

Hello all i need some advice.First off all im 18 months into my iva the first year went really well my iva company were really helpful but now well,My payments have gone up to an extra 50 pounds i have told them i cannot afford these payments as my income is less than my outgoings,When i tryed to explain this to my advisor they would not listen to me and tell me they cannot change the payments.They also sent me a new income and expenditure form for me to alter but when i do this nothing changes please can someone help i feel now in a worse position now than before it started.The reason for the increased outgoing is increase in utility bills per month and i pay 20 pounds to them for an insurance which they do not recognise as an outgoing payment?

Your payments should be affordable. Try emailing your IP directly via this link:

http://www.insolvencydirect.bis.gov.uk/fip1/

You might get some help that way.

What is the insurance for?

Agree with Jan email your IP directly,let us know how you get on.

Go back to your IP and ask them reassess based on the fact that your outgoings exceed your incomings .....

let us know what they say !