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Posted: Tue Nov 22, 2011 10:29 am
by cb3
Completed F & F in July, now got credit report from Experian and not one of them shows as paid off. Can anyone give me details on what i should do and write to and why was this not the job of Grant Thorton?

Posted: Tue Nov 22, 2011 10:34 am
by plasticdaft
The iva will destroy your credit rating for 6 years from it starting,how long did it run for?

Paul

Posted: Tue Nov 22, 2011 10:39 am
by plasticdaft
Its not an IP's job to clear credit files. Send a copy of your completion certificate to experian,equifax and call credit.

The ico website will give some handy hints.

http://www.ico.gov.uk/for_the_public/to ... redit.aspx

Posted: Tue Nov 22, 2011 10:39 am
by kallis3
You can get any defaults after date of iva acceptance but that's all. You need to check Equifax and Call Credit as well.

As Paul says, the iva will remain for six years.

I'm afraid it's not the responsibility if your ip.to sort this out.