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Posted: Fri Nov 11, 2011 1:26 pm
by MrsR
Just a quick email to say that I really am excited at the prospect of getting started with my IVA and looking to the future.
I had a call with Tina last night, which was really great, and I feel even more excited at the prospect knowing I'll have the support of everyone on here to get our lives back on track.
Thank you Tina - I slept for the whole night without waking, which has been the first time for many worrying months !!
Sarah x
Posted: Fri Nov 11, 2011 1:33 pm
by MRBLUESKY
Good for you Sarah, my iva was life changing for me,so i know how you feel.
Posted: Fri Nov 11, 2011 1:38 pm
by MrsR
I just wished I'd started it last year !
Posted: Fri Nov 11, 2011 1:38 pm
by kazzafunk
Sarah - so glad you slept well! It is so comforting being in the IVA. We have struggled the last 2 months but we know the reasons why which is a relief. Luckily OH gets a bonus this month so what we can keep from that is going in the non-existant contingency pot!
I did get stressed for a few days before the creditors meeting but afterwards I have slept very well!!!
Good luck
Posted: Fri Nov 11, 2011 1:41 pm
by Foggy
Life in an IVA is not all a bed of roses, but certailny better than all of the angst and stresses suffered beforehand. You have a great team behind you, Sarah, so your journey should be a smooth one (Law of Sod allowing).
On a personal note ... if I slept the whole night through without waking the bed would be very damp :0)
Posted: Fri Nov 11, 2011 1:41 pm
by MrsR
I imagine I will probably get like that too - I can be a worrier at times !!
Bring it on I say !!
Posted: Fri Nov 11, 2011 1:43 pm
by MrsR
[:D]Luckily I don't have any of those problems at present, but I have heard that it happens to everyone at sometime in their life !
Posted: Fri Nov 11, 2011 1:43 pm
by kazzafunk
Toooooooo much information there foggy![:D]
Posted: Fri Nov 11, 2011 1:45 pm
by Foggy
It's OK, Kazza, I am house trained :0)
Can't walk past an open newspaper though !!!!![:D]
Posted: Fri Nov 11, 2011 1:45 pm
by Tina Shortland
Just seen your post MrsR! So glad you had a good night's sleep - wish I could say the same - my young cat still thinks its cute to pad me at 4.30am!
Anyway - this is the start of your journey and we'll all be behind you both at the office and all your buddies on here.
Pleasure speaking with you
Posted: Fri Nov 11, 2011 3:38 pm
by plasticdaft
Foggy wrote:
It's OK, Kazza, I am house trained :0)
Can't walk past an open newspaper though !!!!![:D]
so should we be calling you Soggy from now on??
I'll get my coat!![:o)]
Posted: Fri Nov 11, 2011 4:24 pm
by kev59
MrsR wrote:
I just wished I'd started it last year !
Know that felling, but like myself you got there in the end. well done.
Posted: Fri Nov 11, 2011 5:29 pm
by MrsR
I look forward to working with your team too Tina.
I hope you kitten behaves a bit better for you tonight - we used to try and keep ours awake as much as we could in the day, then at night they would sleep like logs !!
Posted: Fri Nov 11, 2011 5:55 pm
by dawng1
Oh YUK foggy! Good idea plastidaft. Good luck mrsR. I wish you well. We are going for a dmp for now but will go into an iva when my benefits cease. (long story). Keep posting!
Posted: Fri Nov 11, 2011 8:43 pm
by Shining
You're on your way to becoming debt free and you'll be surprised how well you can cope with a good budget. xx