www.iva.co.uk

Posted: **Wed Nov 09, 2011 7:10 pm**

Hi All,
I made my last payment on the 1st November and have contacted DFD and they have told me they will write to me to tell me to cancel my standing order...I thought they would tell me over the phone[:(]
Still no letter from DFD, but a letter from Max Recovery re part of my credit card debt from Barclaycard, it was just a statement telling me what was outstanding, nothing threatening. I've never had one of these before - does anyone know why I've had this now?
Thanks!

Posted: **Wed Nov 09, 2011 7:15 pm**

Hi Sam,

Don't worry about the letter - a couple of us have had them. They are obliged to send them out once a year.

You should be able to cancel your standing order by now and I would phone them again and keep pestering until they tell you/

Posted: **Wed Nov 09, 2011 7:18 pm**

Thanks Kallis, I have emailed them as I couldnt get through to them today, but will keep pestering....just want to hear those words - yes you can cancel your standing order!

Posted: **Wed Nov 09, 2011 8:42 pm**

I also started my IVA at this time and have also heard nothing, I have made one additional payment I am with DFD It clearly states in my IVA that it is over 60 months and does not say eanything about a F & F or re-mortgage but pherhapsthis is because I have a second charge on my property already and probably have absolutely no chance of re-mortgaging - Has anybody else been in this postition?

Posted: **Wed Nov 09, 2011 8:48 pm**

We actually have a second charge with our mortgage company plus an additional secured loan and we still have to try and remortgage.

Check to see what your paperwork says.

Welcome to the forum!

Posted: **Wed Nov 09, 2011 11:07 pm**

Hi sam - must be a month where max recovery send out correspondence! I've had our annual statement today from them as well today x

Posted: **Thu Nov 10, 2011 7:38 am**

Dicot - contact DFD to make sure that your IVA will finish after the 60 months. That way you can rest easy and needn't make any additional payments.

Posted: **Thu Nov 10, 2011 6:08 pm**

I got the confirmation today to cancel my standing order..yippee!!! and I've just cancelled it online!! So happy today

I feel like ive won the lottery, £588 per month better off, which will be going towards my wedding next year, it feels like my life is starting all over again. Good luck to you all for the debt free future that lies ahead!! x

Posted: **Thu Nov 10, 2011 6:10 pm**

Wonderful news Sam, a little celebration this month??

Posted: **Thu Nov 10, 2011 6:15 pm**

Brilliant news Sam.

Posted: **Thu Nov 10, 2011 6:24 pm**

Congrats Sam - hope the "certificate" isnt to long in coming - and you can put this legally behind you and look forward to next year.

Posted: **Fri Nov 11, 2011 6:21 am**

Great news!! Hope the wedding is brilliant!

Paul

Posted: **Fri Nov 11, 2011 6:52 am**

That's great news Sam, bet you can't believe it's finally over [:)] LOL.
I really hope you have a wonderful wedding next year and a fantastic debt free future.

Take care,

Posted: **Fri Nov 11, 2011 7:20 am**

Thanks for the lovely comments folks!! Yep, celebrating this weekend I think!!! You are all so close too!! x

Posted: **Fri Nov 11, 2011 1:44 pm**

Pah....mere mortals, only 1 max recovery letter? i surely am blessed.....i get FIVE at a time lol!! Nothing to worry about, i get them every year, it says on the letter its their legal obligation etc

www.iva.co.uk

Cancelling Standing Order & Max Recovery letter