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Posted: Tue Nov 01, 2011 3:46 am
by trb6
Hi
Im into my IVA on 3rd year, and i was wondering if i can get a Credit Card ( even like pay as you go one) and i ended up at this site [url]*link removed*
apparently it says i can have one although im on IVA !!
can anyone tells me if this possible please?
Posted: Tue Nov 01, 2011 5:58 am
by TheMatrix
Whilst in a IVA you cannot take any credit without permission from your IP, and I would doubt very much they would agree to you having a credit card.
You can get pre-paid cards though, as they are not credit and can only spend on them what you have on them.
Once your IVA has completed after 5 years you'll also have problems getting anything but specialist cards like Vanquis until your credit file is cleared.
The site you have linked to also looks very unprofessional.
Posted: Tue Nov 01, 2011 6:32 am
by kallis3
Totally agree with TheMatrix.
Posted: Tue Nov 01, 2011 6:46 am
by Shining
With the pre-pay you're only spending your own money so they are acceptable, pre load it with an amount and it's fine, do you not have a debit card with your bank as there will be a charge for a pre-paid card but your debit card will come with your bank and most probably be free to use for purchases. x