www.iva.co.uk

im 23 and 16k in debt,i have gone through paypal which they said an iva would be best,i have a recieved a letter with the date of the creditors meeting.im really nervous and worried that they are not going to accept. would it help if i went to the meeting in person? many thanks in advance

Hi and welcome, if Paypal are putting forward your proposal then they are confident it is your best offer and will be accepted, it's understandable to be nervous, we have all been through it but I am sure it will be fine

Hi, as Lem says, I am sure all will be OK. These days not many go to the meetings, which are generally conducted by phone, fax and email. The chances are, if you go, it will only be you and the chairman !

Hi and welcome from me as well.

You've picked a good team - I'm with them and had no problems.

It's not going to help going to the meeting - all the votes will be by phone and fax.

I can't remember the last time we saw a rejection on here - I'm sure you will be ok.

What date is your meeting?

Good luck for your meeting, the best offer will be out there and creditors tend to see this and vote accordingly. I'm sure you'll be fine. x

my meeting is on 17th october at 10.30 am .thanks everyone for your advice will let u know how it goes

Good luck.

hi,posting for support helps. good luck! we all worry ours will be the dreaded 1 that doesn't go through.

we were sick with worry,couldn't sleep,it was awful.
hang in there,not long now,hug.

Hi Welshaw, Welcome & lots of luck from me for meeting, let us know how it goes.

Welshsw good luck it will soon be the 17th and you can then move on. I think of these meetings like more of a virtual meeting really, to my knowledge there's not actually a meeting in the sense of a room where people get round the table. Hugs
Oscar