www.iva.co.uk

Posted: **Wed Aug 03, 2011 6:42 pm**

I did a full and final iva in Dec 2010.
My wife [not on the iva] is the mainholder of a credit card which I have a joint card, is it a problem for me to keep using my card?

Posted: **Wed Aug 03, 2011 7:50 pm**

gambler - you a 2nd card holder(not joint card holder) and have no legal responsiblilty for debt on the card - it all in your wifes name

Posted: **Wed Aug 03, 2011 7:54 pm**

Can't see a problem with that...Any debt on that card is on the original holder's name (and credit file).

Posted: **Wed Aug 03, 2011 10:00 pm**

Does your wife know you have the card?

Paul

www.iva.co.uk

Is it a problem for me to use credit card after F@F in December 2010?