www.iva.co.uk

My mum paid my sons school fees and this was not included in our IVA which was taken out last year. My mum has said she cannot pay this year and I need to know can it be added on to the IVA

Hi AdC12 and welcome,

It would depend on your creditors I'm afraid - some will allow school fees as expenditure and others can be difficult. You should talk to your IP and see what they say, and expect to propose a variation to your IVA before you get a definite answer.

How much are the school fees, and how much is your monthly payment?

this was his last year and the total for the year comes to £2200 there will be no more school fees as he has left.

So is this a bill for the last 12 months? You may be allowed a payment break to pay the bill but check with your ip.

Paul

You cannot include a post-IVA debt into the IVA, and it is doubtful whether school fees would be deemed to be an essential item of expenditure unless your children are at a critical stage of their education.

Hi adc - did you mean £2200 or 22k? The bursar may have some discretion here or be able to offer financial assistance. I do have one friend who moved schools every year or 18 months because her mum never paid the fees and they were always written off.

Not in this current financial climate! I think most schools would pursue a debt.

I agree with you RHB. I can't see any private schools writing off a debt these days.