www.iva.co.uk

Hi Everyone,
I've just had a letter from my boiler insurance saying that because I've not claimed in the last 12 months I'll get half my premium back (£63). Does anyone know if I'll be able to keep this? Also, where do I stand with cashback sites eg quidco? Can I keep the cashback that's paid out?
Thanks

Hi,

I use Quidco and keep the cashback. You should be ok with the boiler payback as well but if you're not sure you could always just run it past your IP.

I would think you can keep it but that's only my humble opinion, as Kallis says if unsure ask but as it's something you paid out for then why not? I keep any quidco amounts too. x

Hi - I'd check with your IP about the cashback from your insurance. If the creditors give you an allowance for the premiums they may want a share in the cashback. Sorry to be bah humbug but I have seen some VERY tightly controlled IVAs on here and the creditor's share of literally £7 or £8 has been requested!