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Posted: Sat May 28, 2011 6:45 pm
by struggling63
I checked my Experian credit report, and Egg have defaulted me after the date of my IVA, the only people that have!
To get them to correct it, do I write to their old address, or will there be anew one now they've been bought by Barclays?
Thanks in advance for any assistance.
Posted: Sat May 28, 2011 6:51 pm
by kallis3
I would leave it for now - your credit rating is shot for six years anyway. Once your IVA is completed, then is time to contact them. One of my creditors has defaulted me every month since I was accepted.
Posted: Sat May 28, 2011 6:52 pm
by struggling63
Sorry Kallis, I should have said, my IVA was completed last year, and everything else on my record will drop off this August except the Egg one.
Posted: Sat May 28, 2011 6:58 pm
by kallis3
My fault as well - I should have remembered!
Write to the data controller for whoever holds the debt now. I'm sure TheMatrix will come on with those details - he's good like that! They should take off any defaults after the date of IVA acceptance.
Posted: Sat May 28, 2011 7:02 pm
by Broke of London
Hi - I got that letter too and I think all the contact details are the same as before. Wouldn't hurt to copy the letter to Egg and Barclays though x
Posted: Sat May 28, 2011 10:23 pm
by TheMatrix
If the default is registered by Egg, then you need to write to the Data Controller at Egg not Barclays.
Data Controller: EGG BANKING PLC
Address:
CITIGROUP CENTRE
33 CANADA SQUARE
LONDON
E14 5LB
Not one of my creditors, so I cannot comment on how quick they are to update the files though.