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Posted: Mon May 23, 2011 2:36 pm
by Janed123
If someone takes a County Court Judgement against you without your knowledge and you still have other debts, can you take out an IVA
Posted: Mon May 23, 2011 2:41 pm
by ginger3232
hi Janed123 - welcome to the forum. You would have to be informed about the CCJ. how do you know you have a CCJ ??
Yes you can include the debt/CCJ into an IVA (unsecure debt/excludes court fines etc). It does not cancel it but make the CCJ impossible to enforce as the debt is bound into the IVA
Posted: Mon May 23, 2011 2:50 pm
by kallis3
You should have received notification of a CCJ and as ginger says, it can be included.
If you've not already taken advice then visit
www.iva.com for a list of companies and reviews and give one or two a ring for some free and impartial advice.
Posted: Mon May 23, 2011 3:36 pm
by Janed123
kallis3 wrote:
You should have received notification of a CCJ and as ginger says, it can be included.
If you've not already taken advice then visit www.iva.com for a list of companies and reviews and give one or two a ring for some free and impartial advice.