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Posted: Sat May 21, 2011 4:53 pm
by neal
My IVA was settled ealry 4 years ago. Can I get a mortgage now?
Posted: Sat May 21, 2011 4:57 pm
by Foggy
Hi. Your credit file won't clear until 6 years from the date of the IVA acceptance. Even those with squeaky clean records aren't finding getting mortgages the doddle it used to be these days. Try to find a whole of market broker, who will have his finger on the pulse, hopefully.
Posted: Sat May 21, 2011 4:58 pm
by ginger3232
Highly unlikely - unless you use a broker and have a very high percent deposit
Your iVA will show on your credit file for 6 years - regardless
Posted: Sun May 22, 2011 12:11 am
by MelanieGiles
I don's see why not - I am sure that there are lenders out there that would consider you if your IVA has concluded so long ago. Give a couple of brokers a call to see what options are available.