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Posted: Fri May 13, 2011 6:43 pm
by natasha.j
Hi all our IVA has failed and we have been waiting for our certificate but it has nearly been a year???? Does it normally take this long
Posted: Fri May 13, 2011 6:51 pm
by kallis3
Hi natasha.
Are you sure it has failed? Have you checked the Insolvency Register to see if you are still on there?
Have your creditors been chasing you?
Posted: Fri May 13, 2011 6:55 pm
by natasha.j
It is still on register, but we have not paid into it since we told them we couldnt afford it last June. We have had no hassle from any creditors or any contact from our iva company
Posted: Fri May 13, 2011 6:56 pm
by natasha.j
Sorry I seem to have got 2 user names
Posted: Fri May 13, 2011 7:00 pm
by kallis3
No problem - we know who you are!
Seems very strange! Which company are you using?
Posted: Fri May 13, 2011 7:01 pm
by natasha.j
credit fix
Posted: Fri May 13, 2011 7:11 pm
by kallis3
I don't know a lot about them to be honest.
Try emailing your IP direct via this link:
http://bl.insolvency.gov.uk/fip/
He or she should be able to tell you what is going on.
Hopefully one of the experts will be on later to advise.
Posted: Fri May 13, 2011 7:32 pm
by natasha.j
Ok thanks not sure what to do as will have to sort out bankruptcy asap
Posted: Fri May 13, 2011 7:56 pm
by kallis3
You will need that letter so that you can file for bankruptcy. Speak to your IP as soon as possible.