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Posted: Fri Apr 15, 2011 3:45 pm
by Rovex
A bit of a surprise in the post this morning. Finally my CofC has arrived! I really thought the last payment would be the best feeling of all, but i think this is better. Its really all over.
No more proving what I earn and spend (well except to the student loans company once a year lol) [:D]
Posted: Fri Apr 15, 2011 3:50 pm
by St75
Congratulations Rovex.
I received mine last week. It sure is a great feeling.
Posted: Fri Apr 15, 2011 4:02 pm
by Rovex
Thanks. Really i forgot all about it after I gave them my new address in January. I guess I now need to just keep an eye on my credit file for the debts to show as paid.
Posted: Fri Apr 15, 2011 4:29 pm
by luluj
It might be a good thing to send a letter and a copy of your completion certificate to each of your creditors and the three credit ref agencies and ask them to Mark your record as satisfied and your balances should all be at zero as well. Any default dates on your records after the start date of your IVA should also be change to prior .... This way at the 6th anniversary it will all drop off and you will have a complete clean slate ! Enjoy the new life !
Posted: Fri Apr 15, 2011 7:20 pm
by martine123
Congratulations - finally life can get going again. well done.
Posted: Fri Apr 15, 2011 7:23 pm
by plasticdaft
Not often the postie gets to drop something so fantastic through your letterbox!!
Paul
Posted: Fri Apr 15, 2011 11:06 pm
by kallis3
Great news rovex - congratulations!
Posted: Sat Apr 16, 2011 11:24 am
by MrsKnight
Congratulations! I wish you lots of luck & happiness in your debt free life, lets us know how you get on x
Posted: Sat Apr 16, 2011 11:26 am
by kat68
congratulations, must be a wonderful feeling.
Posted: Sat Apr 16, 2011 11:39 am
by TheMatrix
Congratulations from me too, well done on getting to the end.
Posted: Sat Apr 16, 2011 11:54 am
by kazzafunk
Well done! You must feel so good!
Posted: Sat Apr 16, 2011 2:26 pm
by Rosepetal
fantastic news for you, can't wait to get ours through then we can check we're removed from the insolvency list.
look after yourself,big lessons learnt eh? we won't be getting like we've been ever again! enjoy x
Posted: Sat Apr 16, 2011 9:02 pm
by Julie
Great news, well done! xx
Posted: Mon Apr 18, 2011 3:16 pm
by Rovex
It does seem like a pain to have to get the creditors to remove/correct the details. I would have thought that for the amount they charge the IVA agent should do it..
Anyway i guess ill just copy the certificate and run off a few letters to the various creditors, just in case. Is there any advise on here about this process (addresses etc)?
Posted: Mon Apr 18, 2011 3:25 pm
by kallis3
You need to write to the data controllers at all of your creditors to get them to remove it.
Unfortunately the IP companies just don't have the time to do it.