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Posted: Tue Mar 29, 2011 4:14 pm
by ivanewbie
Ive just had my final I&E review and its come back all done. Just 3 payments left and Im finished. At times I thought we would never finish but we stuck with it and now were nearly there.

Posted: Tue Mar 29, 2011 4:29 pm
by Michael Peoples
Congratulations and start thinking about what you are going to blow some money on first. You show there is light at the end of the tunnel.

Posted: Tue Mar 29, 2011 5:09 pm
by nepensioner
So...... where is the first holiday to?[:)]

Posted: Tue Mar 29, 2011 5:14 pm
by Julie.je
That's really good news and gives people like us just starting out on our iva journey that there is a light at the end of what seems an endless tunnel.

Posted: Tue Mar 29, 2011 5:22 pm
by Foggy
Well done on getting this far -- a few short months and FREEDOM !

(Wallace eat yer 'eart out)

Posted: Tue Mar 29, 2011 5:23 pm
by MRBLUESKY
well done enjoy your debt free life,summer will be bright for you this year.

Posted: Tue Mar 29, 2011 5:28 pm
by kazzafunk
Well done - you must feel so proud to have got so far. [:)]

Posted: Tue Mar 29, 2011 5:38 pm
by luluj
Almost there - well done !

Posted: Tue Mar 29, 2011 9:38 pm
by Shining
Great post and so glad your final review went well. Nearly there enjoy your debt free future.

Posted: Tue Mar 29, 2011 10:07 pm
by Jojo124
Well done :-) that is what dreams are made of just over a year for us oh how i long to be at the 3 months stage.

Posted: Tue Mar 29, 2011 10:10 pm
by Random Lady
Well done for sticking with it. All will be done and dusted in time for a Crimbo blow out!!
Congratulations

Posted: Tue Mar 29, 2011 10:44 pm
by kallis3
Fabulous news - what a wonderful feeling it will be when you make that final payment.

Posted: Wed Mar 30, 2011 4:59 pm
by ivanewbie
Thanks for all your replies. If you've just started out or half way through your IVA, just stick with it and get yourself sorted out.
I was in a terrible mess 5 years ago, I had loans and credit cards coming out of my ears!! If the one thing ive learnt through being in an IVA is how to budget. I think it took us nearly a year to get used to paying it and I felt horrible giving all that money away every month.
But now Im so used to paying it and my life is not affected to much paying it that come June, im going to have a surplus of money every month, so there will be no need for credit cards or loans in the future. Just stick with it and always contact your IP with any problems, they are there to help you get to the end of your IVA.