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Posted: Sun Jan 02, 2011 3:05 pm
by Joanna.123
hiya tried to get mobile pt back onto contract ( no debt at all with them) but because of credit check it was a no ( understandable) because of credit score the iva is in my name as was all the debt, would my credit score affect my husband getting a mobile on contract he has no debt? and does anyone know any company that will accept you into a contract whilst in an iva?
Posted: Sun Jan 02, 2011 3:10 pm
by kallis3
Hi and welcome.
Your husband shouldn't have a problem, but you will unfortunately. However, I do know of one or two posters who have managed to get a contract with TMobile whilst in an IVA.
Posted: Sun Jan 02, 2011 3:12 pm
by Skippy
Could your husband get a contract for you in his name?
Posted: Sun Jan 02, 2011 7:39 pm
by gavin
i got 1 with orang its a 30 day rolling contract
Posted: Mon Jan 03, 2011 7:52 am
by luluj
My husband got a contract whilst in an IVA with Virgin Media - did it on-line.
Posted: Mon Jan 03, 2011 11:55 am
by janderson
Hi
I rang loads of providers and was rejected, I did in the end succeed with T Mobile and got a good deal on a monthly contract. Give them a call.
Posted: Mon Jan 03, 2011 12:06 pm
by Skippy
I think that T Mobile are the best ones to try. My friend is a discharged bankrupt and she was able to get a contract with them, and I know other companies wouldn't consider her.
Posted: Mon Jan 03, 2011 3:59 pm
by joanna_d
hiya all thankyou for all your replys husband is trying to get one for me in his name but dont think its going to go through because of them asking for my details as well ( joint bank account) and it will def show up my past debt problems ahh well just have to keep at payg quite annoying really though because when i got accepted for my iva had a contract but cancelled it but never mind thanks again all
Posted: Mon Jan 03, 2011 4:07 pm
by Skippy
There are quite a lot of good PAYG deals out there at the moment. Tesco have a tariff where they triple your credit.
Posted: Mon Jan 03, 2011 4:21 pm
by joanna_d
i can only use vodafone as dont get any other signal where i live i got a feeling that asdas are the same network so may try them thanks again
Posted: Mon Jan 03, 2011 5:53 pm
by happy buddha
I went with o2 and had no problem.I applied online and they have quite a good network reach too
Posted: Mon Jan 03, 2011 5:56 pm
by kallis3
I've never been asked for my hubbys details when taking out a mobile phone contract, and we have a joint account.
If it is going to be in his name, I don't know why they want to know your finanicial details.
Posted: Mon Jan 03, 2011 6:02 pm
by joanna_d
not sure why they asked for my details think it had showed up as joint account not sure though but they just wanted the second account holders name and said that we would know within 24hrs so will wait and c what comes back
Posted: Mon Jan 03, 2011 6:06 pm
by kallis3
It maybe that they just need to know whose names are on the account - I've had to give that before.
Posted: Mon Jan 03, 2011 7:50 pm
by Gettingthere
Although Happy Buddah has mentioned O2, I would be wary as having been with them on contract for many years before the IVA I tried getting the broadband and was credit checked so no broadband even though have never missed a payment with the contract phone. You could try online, maybe a different procedure they go through?