www.iva.co.uk

Posted: **Mon Nov 15, 2010 7:57 pm**

I have been in an IVA for two years. Before my proposal was accepted I opened an account with Abbey (now Santander). They won’t issue a new debit card as the branch have set a signal. I did owe Alliance and Leicester who have now merged with Santander. Do you think that the issue will be that they have spotted the IVA?

Posted: **Mon Nov 15, 2010 8:07 pm**

It could be. Have they not explained why you can't have a new card or offered an alternative?

Posted: **Mon Nov 15, 2010 8:16 pm**

No have to go to the branch to find out. What alternatives are there?

Posted: **Mon Nov 15, 2010 9:31 pm**

Hi,i too have had problems with Santander.My current mortgage deal expires this month and they wont give me a new deal.I have to go on to there variable rate.When i questioned them about it they said its because im in an IVA.
Also Aviva have refused to carry on our House and contents insurance.
I have never missed any payments to either of the above and have been in my IVA for 4 years.
Must be down to new legislation what with current economic climate.
Regards blods.

Posted: **Mon Nov 15, 2010 10:59 pm**

I've had no problems with my contents insurance and I'm with Aviva.

Posted: **Mon Nov 15, 2010 11:05 pm**

You're lucky Jan - I've heard of a few people who've had this problem with Aviva, including one who had his car insurance terminated with immediate effect!

Posted: **Mon Nov 15, 2010 11:05 pm**

its not fair, what do they expect you to do, its daft that they won't sort things like this out. After all as someone else said, we're the best and safest bet cos we're not likely to be a risk

Posted: **Mon Nov 15, 2010 11:08 pm**

As we've made one or two claims recently, I'm surprised they haven't!

Posted: **Thu Nov 18, 2010 7:54 pm**

Turned out to be something of nothing and cards authorised.
Totally unconnected found an £8K cheque deposit in the account today. Clearly an error but my IP will get excited at review!

Posted: **Thu Nov 18, 2010 7:57 pm**

Excellent news stoney!

Just being nosey - what is the cheque for? Feel free to tell me to mind my own business!

Posted: **Thu Nov 18, 2010 8:09 pm**

gosh santandar had loads of issues with them!!

Posted: **Thu Nov 18, 2010 8:13 pm**

Just realised it's not your cheque stoney! Duh! How thick am I?

Posted: **Sat Nov 20, 2010 12:17 pm**

I'm worried now i have read this about Santander! I opened my account with alliance and leicester before my IVA,none of my debts were with santander or abbey etc but does this mean they might not issue me a new card when the one i've got expires?!

Posted: **Sat Nov 20, 2010 1:45 pm**

dont think that they will bother ..we are with santandar and its issues regarding the card working at the till .. not the issuing of one ....not sure they are clever enough to talk to other banks !...ie abbey and santander !

Posted: **Sat Nov 20, 2010 1:51 pm**

santander bought one of my creditors out cahoot i believe,near the completion of my iva june 2009.iva had default letters off them recently with balances from my original loan.